Christmas is in 6 months. NOW is the time to be setting your budget and beginning to look out for bargains. Additionally, you have plenty of time to make those wonderful home-made gifts that you wanted to do last year but didn't have time to do! Get started today! The further ahead you plan, the better off you be. Even if the only thing you do is start putting away a little money in a Christmas fund, you will be a step ahead for the holidays. :)
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