So I was watching TV this morning and they had a financial advisor on the news who said the number one way to save money is to set up an automatic transfer into savings on the days you get paid. Makes sense if you think about it.
If you are like me, the only money you ever really think about is the money in your checking account because that is the account your checks are cashed from, your bills are paid from and all the purchases made with the debit card are pulled from. I rarely think about the money in savings as "spendable" since it actually requires effort on my part to transfer it into checking before I go and make a purchase.
So this automatic transfer means that the money is never even seen by you and probably won't be missed much, if at all. Try a small amount at first, say $25-$50. If you don't miss it, double it! See how much you can save before the end of this year.